Get Commercial Finance

Finance that funds your plans

We help owner-managed businesses find and secure the right commercial finance through expert advice, access to more than 200 lenders and support from application through to completion.

FCA-Regulated Brokerage

The right finance starts with the right advice.

Whether you're funding an acquisition, purchasing property or equipment, refinancing existing facilities or investing in growth, your dedicated adviser will understand what you're looking to achieve, assess the available options and approach the lenders best suited to your requirements.

As an FCA-regulated commercial finance brokerage and NACFB member, we provide access to a broad funding market, without tying you to a single lender or product.

We start with your plans, not a product. Where commercial finance isn't the whole answer, we'll help you explore other options, including investment, grants and alternative sources of funding.

Tell us a little about your business, what you're looking to achieve and the finance you need. We'll assess your requirements, provide a personalised funding score and identify the commercial finance options that could be suitable for your business.

Complete the assessment in just a few minutes to get started.

Start your finance journey

Finance solutions we offer

Business loans

Flexible secured or unsecured funding to support growth, investment and day-to-day operations.

Commercial Property Finance

Secure funding to purchase, refinance or develop commercial property.

Asset Finance

Invest in equipment, vehicles and machinery while preserving cashflow.

Working Finance Solutions

Strengthen cashflow and give your business the flexibility to seize opportunities.

Invoice Finance

Unlock cash tied up in unpaid invoices and improve cashflow.

Trade finance

Fund purchases, stock and supplier payments while managing the gap between paying for goods and getting paid by your customers.

Why use a broker

Finding the right finance can take time, particularly when every lender has different criteria, appetite and terms. A broker can give you a broader view of the market, manage the process and help you find a funding structure that fits your business.

Wider access to lenders

With access to a panel of 200+ lenders, we can explore a broader range of funding options based on your business, objectives and circumstances. This can include different rates, terms and repayment structures that may not be available through a single lender.

Save time

Your dedicated adviser manages the search, applications and lender conversations on your behalf. We narrow down the options that fit your criteria, handle the process and keep things moving, giving you more time to focus on running your business.

Market knowledge and lending insight

Lending criteria and appetite can vary between lenders and change over time. Our advisers understand how different lenders approach risk, helping identify where your circumstances and funding needs may fit best.

Stronger applications

We help you present your business and funding requirement clearly, with the information lenders need to assess your application. A well-prepared application can make the process clearer and reduce avoidable delays.

Support beyond the rate

The lowest rate isn't always the best fit. We can help you consider the wider terms of an offer, including repayment structure, fees, security and personal guarantees, so you understand what you're agreeing to and how the finance will work for your business over time.

Help with more complex situations

Not every business fits a standard lending profile. Whether your circumstances are more complex, your funding requirement is unusual or you've been turned down elsewhere, an experienced broker can identify lenders with an appetite for cases like yours and explore options that may otherwise be missed.

What the client says

"After searching for business funding in 2025 online, actually meeting a genuine person face-to-face was a breath of fresh air. The business funding world feels really difficult to navigate unless you are really well established with a large amount of financial headroom. Using UMi and Phil will definitely be my first point of call in future."

Cannot recommend Julie and the Get Funding team highly enough. Instrumental in helping us achieve a lifelong dream. We opened our first pharmacy thanks to their support.

"Very happy with the results and the support I've had from James."

FAQ's

How do you find the right lender for my business?

We start by understanding your business, what you're looking to achieve and the finance you need. We then assess the available lenders against your requirements, including their lending criteria, appetite and approach to different types of finance, before approaching those best suited to your circumstances.
Can you help if I've already been turned down for finance?

A previous decline doesn't necessarily mean there isn't a suitable funding option. We'll look at the circumstances behind the decision, reassess your requirements and consider whether another lender or funding structure could be more appropriate.
How much does it cost to use a commercial finance broker?

Our fees vary depending on the type and complexity of the finance required. Your adviser will explain any applicable fees at the outset, so you understand the costs before deciding how to proceed.
How long does it take to arrange commercial finance?

Timescales vary depending on the type of finance, the complexity of the requirement and the lender involved. Once we understand what you're looking to achieve, we'll explain the likely process and timescales and keep you informed as your application progresses.
What information do I need to apply for commercial finance?

The information required will depend on the type of finance and your business circumstances. This may include management accounts, bank statements, financial forecasts, details of existing borrowing and information about the asset, property or transaction you're looking to finance. Your adviser will explain what's needed and help you prepare it for lenders.